Business bank account for Non‑UK residents
We’ll guide you through the entire process, giving you the best chance of securing a business bank account.
- Tailored banking solutions for overseas directors
- Clear, hassle-free process with expert help throughout
- Trusted digital bank partners that work with non‑UK residents
- Exclusive service available only to Mint clients
Buy now for £279 +VAT
Strongly recommend
Brandon was extremely helpful in guiding my husband through the whole process of applying for a business account. Thank you!
- Beverley Mitchell
Easy-to-use website
Being based in Canada, I thought banking would be a challenge. Mint helped me understand the alternatives and referred me to a great digital provider.
Marco Bennett
Polite and professional
Mint guided me through every step of opening a UK business account remotely. Their knowledge of international options was impressive.
Ana Rodrigues
Company formation to banking - we’ve got you covered
We understand the challenges non-UK residents face when opening a UK business bank account. That’s why Mint Formations offers a personalised referral and support service, making the journey smooth and hassle-free. Our service includes:
- Guidance through compliance and anti-money laundering checks
- Referrals to trusted banks who accept overseas directors
- Ongoing support to help you manage your account confidently
Grow your UK business with banking support designed just for you.
What documents do I need to open a digital bank account?
In the majority of cases, you will need to provide two to four documents to confirm your identity and address, although the exact documents accepted by banks vary. Generally, these documents are considered valid proof of ID:
- Driving licence
- Passport
- National identity card
- Tenancy agreement or mortgage statement
- An electricity or gas bill (less than three months old)
- A recent (less than three months old) bank or credit card statement that’s not printed off the internet
- A recent tax bill
Opening a UK business bank account as a non-resident
While non-residents can easily form UK companies, opening a UK business bank account is more challenging. Banks must follow strict regulations to prevent money laundering and fraud, so they require additional checks and documentation before approving accounts for overseas directors.
With Mint Formations, you’ll receive expert guidance to navigate these requirements smoothly and confidently. We will keep you fully informed about the process before applying and ensure complete transparency throughout.
Please note, while we do our best to support you, final account approval is at the bank’s discretion and cannot be guaranteed.
Frequently Asked Questions
What is included in the £279+VAT fee?
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The fee covers our complete support in setting up a UK virtual business bank account through one of our affiliated digital banking partners. This includes initial consultation, documentation guidance, and direct bank application support tailored to your business profile.
We're confident in our ability to secure you a virtual bank account and can advise if it's likely you'll be accepted. If your bank account application is rejected for any reason, we are happy to refund your payment bar a processing charge of £99 +VAT.
How long does it take to open the account?
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The typical setup time is between 2 to 4 weeks, depending on the bank’s compliance process and how quickly you provide the required documents.
What type of bank account will I receive?
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You will receive a UK-based virtual business bank account with a unique account number and sort code, suitable for receiving payments, managing expenses, and conducting business transactions just like a traditional UK account.
Can I receive international payments into this account?
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Yes. Most of our partnered virtual banks support international transactions, including SWIFT and SEPA transfers. Details will depend on the selected banking partner.
Which bank will my account be opened with?
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We are affiliated with several FCA-regulated virtual banks and fintech providers. Based on your company’s activities, country of residence, and compliance requirements, we’ll recommend the most suitable option.
What documents are required for the account setup?
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You’ll typically need to provide:
- Company incorporation documents
- Valid passport or national ID of directors/shareholders
- Proof of address (utility bill, bank statement, etc.)
- Business description or website
- Additional documents may be requested by the bank during the compliance review.
Can non-UK residents open a UK business bank account?
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Yes. While traditional banks may have stricter requirements, we work with several trusted virtual banks that allow non-UK residents to open business accounts, provided your company is registered in the UK and meets the bank’s compliance checks.
Is this a personal account or strictly for business use?
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This is strictly a business bank account, registered in your UK company’s name. It is designed for managing company transactions and cannot be used for personal banking.
